At present, people are using online platforms extensively for transactions. From street vendors to big restaurants, you will find scanners installed. Even though online payment can be made everywhere nowadays, but still sometimes needs cash. It often happens that we go anywhere relying on online payment, but there are some places where the facility of online payment is not available, and neither do we have a debit card with which we can withdraw cash from ATM.
Now in such a situation, a big problem arises. However, in this situation, an Aadhaar card can be useful for you. The facility of withdrawing cash is available with an Aadhaar number. It is possible to do this through the Aadhaar Enabled Payment System (AePS). How? We are going to tell you the method here.
How to withdraw cash without an ATM?
Go to a micro ATM with AEPS support.
Enter 12 12-digit UID number in the micro ATM.
Put your finger on biometric authentication.
Now choose ''Cash Withdrawal'' from the transaction type.
Enter how much money you want to withdraw.
Take cash from the ATM. Take a receipt after the transaction is completed.
What is AEPS?
The full form of AEPS is the 'Aadhaar Enabled Payment System'. It provides many banking-related services to customers through an Aadhaar card. With the help of this facility, cash withdrawals, balance inquiries, and fund transfers can be done. The facility of withdrawing money from the Aadhaar Enabled Payment System is provided to the customers by the National Payment Corporation of India (NPCI).
AEPS cash withdrawal limit
The limit for withdrawing cash is decided by the bank, which can usually be between Rs 10,000 to Rs 50,000. Some banks keep the AEPS service disabled due to security reasons. However, this service is available in rural areas and towns.
Take care of important things.
Even if you withdraw cash using this service, it is important to take care of some important things during this time.
You should enter the Aadhaar number in the same micro ATM which is authorized.
Always keep the registered mobile number active to know about every transaction-related activity.
Apart from this, when your transaction is completed, take the receipt carefully.
Benefits of using AEPS
It is an effective way to withdraw money in those areas where main banks do not provide service.
The process of withdrawing payment through an Aadhar card is very easy. There is not much hassle in it.
Due to this, the dependence on withdrawing cash from ATMs ends.
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